In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
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Share Your Insurance Story
Real stories help people understand the impact of insurance decisions on real lives. If you have been affected, your voice can help others and inform the fight for fairness.
We believe South Carolina deserves better than rising premiums, denied claims, and empty promises of “reform” that serve corporate profits instead of people. True reform starts with restoring trust, protecting citizens’ rights, and demanding accountability from those who shape our laws and our livelihoods.
We’re not politicians or lobbyists — we’re the people who pay the premiums, file the claims, and expect fairness in return. Together, we’re working to shine a light on how the system really works and to make sure future reforms serve the people they’re meant to protect.
This isn’t just about saying “enough.” It’s about building something better — a fair, transparent, and accountable insurance system that puts South Carolina families and small businesses first.
“A Hurricane Took My Roof — and My Faith in the System.”
Columbia, SC
Property insurance premiums are now a $1 trillion cost. For the first time in 2024, property insurance premiums exceeded $1.03 trillion in the United States, more than the entire U.S. military budget. Read the report at the link in our bio. 🔗
May 5
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Ford drivers, are you aware of this setting? Share your experiences here.
May 4
8
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They say this is about “fairness.” Let’s call it what it is. Nearly 40 years ago lawmakers didn’t pass it to save money, they passed it for SAFETY reasons: -Cracked windshields reduce visibility and structural integrity -Without coverage, drivers might delay repairs and drive unsafe vehicles -Eliminating the deductible removed the financial barrier to fixing safety-critical glass A windshield isn’t cosmetic. It’s safety. But when families are forced to choose between fixing their car or putting food on the table, we already know what happens. Don’t buy the spin: nothing in this bill guarantees lower premiums. The only guarantee? Bigger profits for already-profitable insurance companies. This law wasn’t controversial when it passed back in 1987. It was common-sense safety. Only now, decades later, are insurance companies trying to undo it. South Carolina drivers deserve protection—not another win for insurance. #StopHB4817 #SCPolitics #InsuranceReform #ProtectConsumers
May 3
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"A single sentence buried inside a massive bill aimed at reducing insurance costs would flip that mandate for insurers into a choice for drivers: They could choose to pay for auto coverage that keeps windshields deductible-free. Or they could opt for a different plan.” Rep. Joe White is spot on when he said, “The reason we mandated this years ago was not about insurance premiums, it was about safety…I also refuse to believe the insurance companies are going to lower their rates because we take away this windshield thing."
Apr 30
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Lawmakers are deciding the future of insurance reform. Let them know you oppose S.244 and stand for fairness and accountability.
Consumer Federation of America
https://consumerfed.org/
American Policyholders Association
https://apassociation.org/
