In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
Stand with us.
Stay informed.
Make your voices heard.
YES
NO
Share Your Insurance Story
Real stories help people understand the impact of insurance decisions on real lives. If you have been affected, your voice can help others and inform the fight for fairness.
We believe South Carolina deserves better than rising premiums, denied claims, and empty promises of “reform” that serve corporate profits instead of people. True reform starts with restoring trust, protecting citizens’ rights, and demanding accountability from those who shape our laws and our livelihoods.
We’re not politicians or lobbyists — we’re the people who pay the premiums, file the claims, and expect fairness in return. Together, we’re working to shine a light on how the system really works and to make sure future reforms serve the people they’re meant to protect.
This isn’t just about saying “enough.” It’s about building something better — a fair, transparent, and accountable insurance system that puts South Carolina families and small businesses first.
“A Hurricane Took My Roof — and My Faith in the System.”
Columbia, SC
Insurance companies are looking out for themselves. You need to look out for yourself. Know your policy: a denied or underpaid claim may cost you far more than a lower premium saves you. Don’t wait until claim time to find out your coverage isn’t what you thought it was. More insurers are shifting roof coverage, especially on older roofs, from replacement cost to actual cash value. That can make a huge difference when you need to repair or rebuild. Actual cash value coverage may cost less upfront, but it can leave you paying far more out of pocket after a major loss like storm damage, roof damage, or a house fire. Check your policy now. Know whether you have replacement cost or actual cash value coverage before you need to file a claim.
Jun 13
2
0
INSURANCE SHOULD BE BETTER THAN A COIN FLIP! It’s primary eve in South Carolina. Why aren’t candidates talking more about insurance?�� A new Wall Street Journal analysis found nearly HALF OF HOME INSURANCE CLAIMS END WITH $0 PAID. Premiums are rising. Claims are being denied. Families are paying more and still wondering whether coverage will actually be there when they need it.
Jun 8
4
0
Florida passed so-called “tort reform.” Insurance rates are still sky-high. South Carolina voters should keep asking the obvious question: When legislators propose so-called “tort reforms” where is the guarantee for lower rates?
May 22
14
0
While families pay more for coverage, insurers are posting MASSIVE GAINS. Chubb’s Q1 net income jumped 74%, and U.S. property/casualty insurers posted an estimated $63 billion underwriting GAIN in 2025. A new Pew survey shows 65% of homeowners who saw rate hikes blame insurance companies for trying to boost profits and it looks like the statistics back this up. South Carolinians deserve transparency, fairness, and real reform. #ReformInsuranceNow #InsuranceReform #SouthCarolina #Homeowners #FairRates Sources: Pew Research Center- May 6, 2026, Insurance Journal - April 22, 2026
May 19
2
0
Lawmakers are deciding the future of insurance reform. Let them know you oppose S.244 and stand for fairness and accountability.
Consumer Federation of America
https://consumerfed.org/
American Policyholders Association
https://apassociation.org/
