In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
Big Insurance is more than a single company — it’s an entire system. It is a powerful
network of national insurance corporations, lobbyists, and industry groups that shape state laws, influence policy decisions, and tilt the playing field against American families and small businesses.
While everyday South Carolinians struggle with rising premiums and denied claims, Big Insurance spends millions protecting profits and limiting your rights. Here’s how the system is tilted.
Big Insurance spends heavily on lobbyists and political campaigns to shape laws behind closed doors.
Their Goal → to weaken your ability to challenge unfair decisions and reduce what they have to pay.
After disasters or accidents, insurers often slow the process with paperwork, repeat requests, and long delays.
Their Goal → to frustrate policyholders into accepting less or walking away from their claim.
Insurance companies push laws that limit lawsuits, reduce penalties, and favor corporations over consumers.
Their Goal → to avoid consequences when they act unfairly or in bad faith.
Premiums continue to rise even as insurers report record profits and reduce coverage.
Their Goal → to charge more, provide less, and face less oversight.
In 2023, Florida passed a Big Insurance Welfare and Bailout bill. President Trump warned against this handout to Woke Big Insurance disguised as “Tort Reform,” but the Insurance Lobby pushed it through in Florida anyway.
The result? The bill did NOTHING to lower insurance rates or increase protections for consumers. President Trump was exactly right. And now Big Insurance wants to come to South Carolina and do the same thing.
South Carolinians WILL NOT BE FOOLED.
Insurance companies have a simple business model. They charge their customers premiums, and pay out claims when bad things happen to their customers. But increasingly, insurers are working harder and harder to increase their profits — at the expense of their customers — by delaying payment on claims, denying liability and coverage, and defending against claims in courts.
You can make a real difference. Here are the simplest ways to take action and protect the rights of South Carolinians.
Stay informed about legislation, rate hikes, and the bad behavior of insurance companies.
Understand the issues in clear, plain language and fight for your rights as a South Carolinian.
Share the truth with friends and neighbors, so Big Insurance can’t operate in the dark.
In 2020, Louisiana got duped by Big Insurance, too. MAGA Governor Jeff Landry explained the deception best:
“In 2020, the Louisiana Legislature passed a comprehensive reform package known as the Louisiana Civil Reform Act of 2020….The insurance commissioner at the time, Jim Donelon, along with Insurance and Business Lobbyists promised the 2020 Tort Reform would reduce car insurance rates in Louisiana by as much as 25% within a year of the act taking effect. Since 2020, Louisiana citizens have not seen car insurance rates fall. Instead, car insurance rates continue to rise, which reminds me of the adage, ‘fool me once, shame on you. Fool me twice, shame on me.’ Louisiana citizens will not be fooled.”