In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
We’re fighting to hold Big Insurance accountable. In South Carolina, Big Insurance has launched unprecedented efforts to make it harder for consumers to recover losses when bad things happen. These corporations want even more corporate control, leaving South Carolinians to face powerful insurance giants on their own. Join us and Make Insurance Fair Again.
Insurance companies have a simple business model. They charge their customers premiums, and pay out claims when bad things happen to their customers. But increasingly, insurers are working harder and harder to increase their profits — at the expense of their customers — by delaying payment on claims, denying liability and coverage, and defending against claims in courts.
Bills like S.244 are insurance industry bailouts that strip away accountability and make it harder for South Carolinians to get fair compensation when disaster strikes.
42.5% of South Carolina homeowners’ insurance claims were closed without payment in 2024 — leaving families to rebuild on their own while insurers walked away with record profits.
In 2024, the U.S. property and casualty insurance industry reported $169 billion in net income — its most profitable year in history — even as lobbyists push S.244 to limit consumer rights.
From 2021 to 2024, South Carolina homeowners saw an average 17% increase in premiums, yet insurance companies continue to demand reforms that don’t guarantee any rate relief.
Bills like S.244 are written to protect corporate profits — not South Carolina families. Stand with us to stop insurance industry bailouts and keep fairness, transparency, and accountability in our laws.
South Carolinians deserve real coverage in return for paying their premiums. Insurance companies must honor valid claims promptly and base rates on real risk, not arbitrary factors like credit score or ZIP code.
Insurers should operate openly, with public reporting on rates, profits, and claims decisions. Lawmakers and regulators must ensure accountability instead of protecting corporate interests.
Every South Carolinian deserves access to justice. Any so-called “reform” should strengthen, not weaken, the legal and constitutional rights that allow citizens to hold insurance companies accountable.
In Florida, lawmakers were pressed on the data behind tort reform. The response: “no data” and “I don’t know.” Yet rights were cut anyway. South Carolina shouldn’t repeat that mistake. Don’t take away South Carolinians’ rights based on lobbyists’ math. Demand transparency. Demand proof. Demand reform that protects people, not just insurers.
Mar 12
9
0
Just when we thought Big Insurance couldn’t stoop any lower, a lawsuit now alleges that Allstate was tracking drivers through their cell phones — where they go, how they brake, how fast they drive, even how they use their phones — and then using that data to help shape rates and pad profits. That is beyond outrageous!! People pay insurance premiums for protection, not to carry a little insurance spy around in their pocket, and that’s what makes this so maddening. Normal families should not have to wonder whether some giant corporation is quietly vacuuming up their data, scoring their behavior, and then turning around and using that information against them. That is not transparency. That is not fairness. And it sure isn’t what people think they’re signing up for when they buy insurance! South Carolinians deserve straight answers: What data are insurers collecting? How are they using it? Is it affecting what families pay every month? If you’re concerned, contact your representative and make some noise. Insurance is supposed to be a promise — not a surveillance program dressed up as customer service!! #ReformInsuranceNowSC #BigInsurance #InsuranceAccountability #SouthCarolina #SCFamilies #SCDrivers #DataPrivacy #PrivacyMatters #ConsumerRights #ProtectDrivers #AutoInsurance #Transparency #CorporateAccountability #PeopleOverProfits
Mar 10
8
0
The chemical spill at Silfab Solar in York County is a warning. When big manufacturers pollute our communities, the law should protect the people and communities harmed, NOT the company that caused it. In Columbia, insurance companies and manufacturing lobbying groups are pushing "tort reform" for a reason. They want more protection under the law when bad events happen, like chemical spills, because it helps shield them from liability. That is why these powerful interests pour money into campaigns, donate to elected officials, and bankroll their caucus' PACs. They want lawmakers to pass rules that make it easier for these out-of-state corporations to avoid full responsibility when their actions cause harm. "Tort Reform" is about giving manufacturers and polluters more legal protection and putting more barriers in front of families dealing with chemical spills, contaminated water, and industrial neglect. This comes down to a simple question: when a company harms a community, who should the law protect? The citizens and the community, or the corporate interests spending money to protect themselves from liability? Let the Silfab Solar spill be a wake up call!
Mar 10
12
0
Are you tired of getting these spam text messages about “tort reform”? You should be. They want you to think this is a grassroots movement to help South Carolina families. It’s not. These spam texts are paid for by big business interests — including insurance, trucking and manufacturing groups — working through their “political strategists” to sell a corporate agenda to the public. The truth is, “tort reform” is just a polished slogan for rigging the rules for big corporations and their out-of-state insurance companies, so they can dodge accountability while our families get stuck with the bill. Don’t buy the spin. These spam texts are not grassroots — just big business pressure campaigns designed to increase profits and weaken accountability. And when accountability gets weaker, it’s families, children, consumers, and taxpayers who pay the price.
Mar 9
11
0
DID YOU KNOW?
The Seventh Amendment guarantees every American the right to a civil jury trial — the power to hold corporations accountable in court. When lawmakers talk about “tort reform,” they’re often talking about limiting that right. Real reform protects South Carolinians’ access to justice, not corporate immunity.
Share Your Insurance Story
Real stories help people understand the impact of insurance decisions on real lives. If you have been affected, your voice can help others and inform the fight for fairness.
Consumer Federation of America
https://consumerfed.org/
American Policyholders Association
https://apassociation.org/
