In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
We’re fighting to hold Big Insurance accountable. In South Carolina, Big Insurance has launched unprecedented efforts to make it harder for consumers to recover losses when bad things happen. These corporations want even more corporate control, leaving South Carolinians to face powerful insurance giants on their own. Join us and Make Insurance Fair Again.
Insurance companies have a simple business model. They charge their customers premiums, and pay out claims when bad things happen to their customers. But increasingly, insurers are working harder and harder to increase their profits — at the expense of their customers — by delaying payment on claims, denying liability and coverage, and defending against claims in courts.
Bills like S.244 are insurance industry bailouts that strip away accountability and make it harder for South Carolinians to get fair compensation when disaster strikes.
42.5% of South Carolina homeowners’ insurance claims were closed without payment in 2024 — leaving families to rebuild on their own while insurers walked away with record profits.
In 2024, the U.S. property and casualty insurance industry reported $169 billion in net income — its most profitable year in history — even as lobbyists push S.244 to limit consumer rights.
From 2021 to 2024, South Carolina homeowners saw an average 17% increase in premiums, yet insurance companies continue to demand reforms that don’t guarantee any rate relief.
Bills like S.244 are written to protect corporate profits — not South Carolina families. Stand with us to stop insurance industry bailouts and keep fairness, transparency, and accountability in our laws.
South Carolinians deserve real coverage in return for paying their premiums. Insurance companies must honor valid claims promptly and base rates on real risk, not arbitrary factors like credit score or ZIP code.
Insurers should operate openly, with public reporting on rates, profits, and claims decisions. Lawmakers and regulators must ensure accountability instead of protecting corporate interests.
Every South Carolinian deserves access to justice. Any so-called “reform” should strengthen, not weaken, the legal and constitutional rights that allow citizens to hold insurance companies accountable.
The chemical spill at Silfab Solar in York County is a warning. When big manufacturers pollute our communities, the law should protect the people and communities harmed, NOT the company that caused it. In Columbia, insurance companies and manufacturing lobbying groups are pushing "tort reform" for a reason. They want more protection under the law when bad events happen, like chemical spills, because it helps shield them from liability. That is why these powerful interests pour money into campaigns, donate to elected officials, and bankroll their caucus' PACs. They want lawmakers to pass rules that make it easier for these out-of-state corporations to avoid full responsibility when their actions cause harm. "Tort Reform" is about giving manufacturers and polluters more legal protection and putting more barriers in front of families dealing with chemical spills, contaminated water, and industrial neglect. This comes down to a simple question: when a company harms a community, who should the law protect? The citizens and the community, or the corporate interests spending money to protect themselves from liability? Let the Silfab Solar spill be a wake up call!
Mar 10
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Are you tired of getting these spam text messages about “tort reform”? You should be. They want you to think this is a grassroots movement to help South Carolina families. It’s not. These spam texts are paid for by big business interests — including insurance, trucking and manufacturing groups — working through their “political strategists” to sell a corporate agenda to the public. The truth is, “tort reform” is just a polished slogan for rigging the rules for big corporations and their out-of-state insurance companies, so they can dodge accountability while our families get stuck with the bill. Don’t buy the spin. These spam texts are not grassroots — just big business pressure campaigns designed to increase profits and weaken accountability. And when accountability gets weaker, it’s families, children, consumers, and taxpayers who pay the price.
Mar 9
10
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"I'm tired of being lied to...I just want my house back. I'm tired of the excuses and the lies and delays...." It's not just happening in Oklahoma. Reform Insurance Now SC is pushing back against Big Insurance in South Carolina. Watch at the link in our bio. FOX23 Investigates: BA couple puts sign in yard accusing State Farm of delays after fire Do you have an insurance story? Click the link in our bio to share yours.
Mar 9
11
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https://justthenews.com/nation/crime/inspection-truck-drivers-one-state-netted-over-600-drivers-who-couldnt-speak-english Let’s keep South Carolina highways from becoming die-ways. Out-of-control tractor-trailers grow deadlier without strict enforcement of hours of service and driver proficiency. Recent one-state inspections highlighted hundreds failing basic checks, fueling federal pushes for English-only rules and closing substandard programs. SC data from 2023: 78 fatal incidents involving truck tractors claimed 87 lives (~8.9% of fatalities). As the industry pressures the State House for added liability protections shielding corporations and carriers, demand fairness: strong safety standards and real responsibility. Join Reform Insurance Now to drive change for hardworking families! #SCFirst #ReformInsuranceNow
Mar 7
3
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DID YOU KNOW?
The Seventh Amendment guarantees every American the right to a civil jury trial — the power to hold corporations accountable in court. When lawmakers talk about “tort reform,” they’re often talking about limiting that right. Real reform protects South Carolinians’ access to justice, not corporate immunity.
Share Your Insurance Story
Real stories help people understand the impact of insurance decisions on real lives. If you have been affected, your voice can help others and inform the fight for fairness.
Consumer Federation of America
https://consumerfed.org/
American Policyholders Association
https://apassociation.org/
