In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
In South Carolina in 2025, Big Insurance Corporations have launched an unprecedented effort to make it harder for individual consumers to recover from their insurance companies when bad things happen to them. Conservatives need to stand up and call their legislators to make their voices heard.
We’re fighting to hold Big Insurance accountable. In South Carolina, Big Insurance has launched unprecedented efforts to make it harder for consumers to recover losses when bad things happen. These corporations want even more corporate control, leaving South Carolinians to face powerful insurance giants on their own. Join us and Make Insurance Fair Again.
Insurance companies have a simple business model. They charge their customers premiums, and pay out claims when bad things happen to their customers. But increasingly, insurers are working harder and harder to increase their profits — at the expense of their customers — by delaying payment on claims, denying liability and coverage, and defending against claims in courts.
Bills like S.244 are insurance industry bailouts that strip away accountability and make it harder for South Carolinians to get fair compensation when disaster strikes.
42.5% of South Carolina homeowners’ insurance claims were closed without payment in 2024 — leaving families to rebuild on their own while insurers walked away with record profits.
In 2024, the U.S. property and casualty insurance industry reported $169 billion in net income — its most profitable year in history — even as lobbyists push S.244 to limit consumer rights.
From 2021 to 2024, South Carolina homeowners saw an average 17% increase in premiums, yet insurance companies continue to demand reforms that don’t guarantee any rate relief.
Bills like S.244 are written to protect corporate profits — not South Carolina families. Stand with us to stop insurance industry bailouts and keep fairness, transparency, and accountability in our laws.
South Carolinians deserve real coverage in return for paying their premiums. Insurance companies must honor valid claims promptly and base rates on real risk, not arbitrary factors like credit score or ZIP code.
Insurers should operate openly, with public reporting on rates, profits, and claims decisions. Lawmakers and regulators must ensure accountability instead of protecting corporate interests.
Every South Carolinian deserves access to justice. Any so-called “reform” should strengthen, not weaken, the legal and constitutional rights that allow citizens to hold insurance companies accountable.
They said the quiet part out loud: “tort reform” doesn’t lower premiums. Now here are the receipts: 📍 Florida passed tort reform in 2023 💸 Drivers pay $3,884/year (vs $2,023/year in SC) 📈 Rates jumped +31.7% in 2023 and +4.3% in 2024 ❌ No meaningful savings for drivers after HUGE increases South Carolina shouldn’t copy a failed experiment.
Feb 3
12
0
🎙️ Hot mic, cold truth. When the mic is on, the truth comes out. Oops. They said the quiet part out loud. They know so-call “tort reform” doesn’t lower insurance premiums.
Feb 2
19
0
They blame “lawsuits,” but legal costs were <4% of premiums in 2024. Meanwhile, insurers made $169B profit & $86B dividends. Tort reform hasn’t delivered lower premiums — it protects profits, not people. #4PercentTruth #SCpol
Jan 29
31
0
We are excited to share our new and improved website! Our mission is to protect fairness and defend the rights of South Carolinians, and that begins with being informed on the myriad of issues facing consumers at the hand of Big Insurance. Our new website has many resources about the fight against Big Insurance including proposed policy solutions, relevant news articles, and even stories from people just like you. Visit reforminsurancenow.org or click the link in our bio to learn more—and join the fight to make insurance fair again 💪
Jan 26
5
0
DID YOU KNOW?
The Seventh Amendment guarantees every American the right to a civil jury trial — the power to hold corporations accountable in court. When lawmakers talk about “tort reform,” they’re often talking about limiting that right. Real reform protects South Carolinians’ access to justice, not corporate immunity.
Share Your Insurance Story
Real stories help people understand the impact of insurance decisions on real lives. If you have been affected, your voice can help others and inform the fight for fairness.
Consumer Federation of America
https://consumerfed.org/
American Policyholders Association
https://apassociation.org/
